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The storm took my Santa Cruz street's power, but only my house stayed dark. Whose problem is it?

Probably the service drop or the meter side equipment on your house, which is where the utility's responsibility and yours meet. The triage reads the mast, the meter base, and the panel in order. Work on the utility side gets a utility ticket; work on yours gets a written scope. Anyone who quotes before establishing which side failed is guessing with your money.

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